:root {
  /* Porcelain & Sage — locked brand system (mirrors north-right-funding.html) */
  --navy: #182a3d;
  --navy-2: #22384f;
  --sky-dark: #3d566e;
  --sky: #dce4dc;
  --gold: #e2b04c;
  --cream: #f7f6f1;
  --text: #212a33;
  --muted: #64707d;
  --border: #e6e5dd;
  --shadow: 0 14px 38px rgba(24, 42, 61, 0.05);
  --accent: #8faf8b;
  --accent-ink: #5f7d5c;
  --accent-soft: #a9c4a6;
  --paper: #fdfdfb;
  --grey-card: #eef0ea;
  --font-head: 'Plus Jakarta Sans', Arial, sans-serif;
  --font-body: 'Plus Jakarta Sans', Arial, sans-serif;
}

* { box-sizing: border-box; margin: 0; padding: 0; }

body {
  margin: 0;
  font-family: var(--font-body);
  color: var(--text);
  background: var(--paper);
  line-height: 1.6;
  -webkit-font-smoothing: antialiased;
  letter-spacing: -0.01em;
}

img { max-width: 100%; }

.container { width: min(1180px, calc(100% - 2rem)); margin: 0 auto; }

/* ---- header ---- */
.legal-header {
  background: var(--cream);
  border-bottom: 1px solid var(--border);
  position: sticky;
  top: 0;
  z-index: 20;
}
.legal-nav {
  display: flex;
  justify-content: space-between;
  align-items: center;
  gap: 1rem;
  padding: 0.9rem 0;
}
.legal-nav .brand { display: inline-flex; align-items: center; text-decoration: none; }
.legal-nav .brand img { height: 30px; width: auto; display: block; }
.legal-nav .nav-right { display: flex; align-items: center; gap: 1.2rem; }
.legal-nav .nav-link {
  text-decoration: none;
  color: var(--muted);
  font-size: 0.9rem;
  font-weight: 600;
}
.legal-nav .nav-link:hover { color: var(--navy); }
.legal-nav .pill {
  display: inline-block;
  text-decoration: none;
  font-weight: 600;
  font-size: 0.9rem;
  border-radius: 999px;
  padding: 0.6rem 1.1rem;
  background: var(--navy);
  color: #fff;
}
.legal-nav .pill:hover { background: var(--navy-2); }

/* ---- hero ---- */
.legal-hero {
  background: linear-gradient(180deg, var(--cream) 0%, var(--paper) 100%);
  border-bottom: 1px solid var(--border);
  padding: clamp(2.5rem, 6vw, 4.5rem) 0 clamp(2rem, 4vw, 3rem);
}
.eyebrow {
  display: inline-flex;
  align-items: center;
  gap: 0.55rem;
  font-size: 0.74rem;
  font-weight: 700;
  letter-spacing: 0.16em;
  text-transform: uppercase;
  color: var(--accent-ink);
  margin: 0 0 1rem;
}
.eyebrow::before {
  content: "";
  width: 7px;
  height: 7px;
  border-radius: 50%;
  background: var(--accent);
}
.legal-hero h1 {
  font-family: var(--font-head);
  font-weight: 600;
  color: var(--navy);
  font-size: clamp(1.9rem, 4vw, 2.9rem);
  line-height: 1.07;
  letter-spacing: -0.035em;
  max-width: 46rem;
}
.legal-hero h1 em { font-style: italic; font-weight: 700; color: var(--accent-ink); }
.legal-hero .meta {
  margin-top: 1rem;
  color: var(--muted);
  font-size: 0.95rem;
}

/* ---- draft notice ---- */
.draft-note {
  margin: 1.6rem 0 0;
  max-width: 52rem;
  background: var(--grey-card);
  border: 1px solid var(--border);
  border-left: 4px solid var(--gold);
  border-radius: 14px;
  padding: 0.9rem 1.15rem;
  font-size: 0.85rem;
  color: var(--muted);
  box-shadow: var(--shadow);
}
.draft-note strong { color: var(--navy); }

/* ---- layout: toc + article ---- */
.legal-body { padding: clamp(2.2rem, 5vw, 3.8rem) 0 clamp(3rem, 6vw, 4.5rem); }
.legal-grid {
  display: grid;
  grid-template-columns: 250px minmax(0, 1fr);
  gap: clamp(2rem, 5vw, 4.5rem);
  align-items: start;
}
.toc {
  position: sticky;
  top: 84px;
  background: var(--cream);
  border: 1px solid var(--border);
  border-radius: 16px;
  padding: 1.1rem 1.2rem;
  font-size: 0.85rem;
}
.toc h2 {
  font-size: 0.68rem;
  font-weight: 700;
  letter-spacing: 0.14em;
  text-transform: uppercase;
  color: var(--navy);
  margin: 0 0 0.6rem;
}
.toc ol { list-style: none; counter-reset: toc; }
.toc li { counter-increment: toc; margin: 0.32rem 0; }
.toc a {
  text-decoration: none;
  color: var(--muted);
  display: inline-block;
  line-height: 1.35;
}
.toc a::before {
  content: counter(toc, decimal-leading-zero) " ";
  color: var(--accent-ink);
  font-weight: 700;
  font-size: 0.72rem;
  letter-spacing: 0.04em;
}
.toc a:hover { color: var(--navy); }

article { max-width: 46rem; }
article > p.lead { color: var(--text); font-size: 1.02rem; }
article section { margin-top: clamp(1.9rem, 4vw, 2.6rem); scroll-margin-top: 90px; }
article h2 {
  font-family: var(--font-head);
  font-weight: 700;
  color: var(--navy);
  font-size: clamp(1.15rem, 2.2vw, 1.4rem);
  letter-spacing: -0.02em;
  line-height: 1.2;
  margin-bottom: 0.7rem;
  padding-top: 0.4rem;
  border-top: 1px solid var(--border);
}
article h2 .num {
  color: var(--accent-ink);
  font-weight: 800;
  margin-right: 0.45rem;
}
article p { color: var(--text); margin: 0 0 0.85rem; }
article p:last-child { margin-bottom: 0; }
article ul { margin: 0 0 0.85rem 1.2rem; }
article li { margin: 0.3rem 0; }
article li::marker { color: var(--accent); }
article a { color: var(--accent-ink); font-weight: 600; }

.fill {
  background: rgba(226, 176, 76, 0.18);
  color: var(--navy);
  border-radius: 6px;
  padding: 0 0.3rem;
  font-weight: 600;
}

.contact-card {
  background: var(--cream);
  border: 1px solid var(--border);
  border-radius: 16px;
  padding: 1.2rem 1.4rem;
  box-shadow: var(--shadow);
}
.contact-card p { margin: 0.15rem 0; }

/* ---- footer (mirrors site footer) ---- */
.site-footer {
  padding: 2rem 0 3rem;
  border-top: 1px solid var(--border);
  background: var(--cream);
}
.footer-disc {
  display: grid;
  grid-template-columns: 1fr 1fr;
  gap: 1.6rem 3rem;
  color: var(--muted);
  font-size: 0.82rem;
  line-height: 1.6;
}
.footer-logo {
  grid-column: 1 / -1;
  height: 34px;
  width: auto;
  justify-self: start;
  margin-bottom: 0.4rem;
}
.footer-col h4 {
  font-size: 0.68rem;
  font-weight: 700;
  letter-spacing: 0.14em;
  text-transform: uppercase;
  color: var(--navy);
  margin: 0 0 0.5rem;
}
.footer-col p { margin: 0; }
.footer-links { margin-top: 0.6rem; grid-column: 1 / -1; }
.footer-links a { color: var(--muted); }
.footer-links a:hover { color: var(--navy); }

@media (max-width: 900px) {
  .legal-grid { grid-template-columns: 1fr; }
  .toc { position: static; }
}
@media (max-width: 760px) {
  .footer-disc { grid-template-columns: 1fr; gap: 1.3rem; }
  .legal-nav .nav-link.hide-sm { display: none; }
}